All participants are expected too have their own insurance. Neither the Club members,  Committee members, nor any person acting on their behalf shall be held responsible for any  accidents, injury, loss or damage sustained by members,   members animals, members families,  guests or visitors or any damage to the property of such persons howsoever caused and whether sustained in the course of Club activities or other activities on Club property or premises or as a result of the  condition or use of Club property,  premises or equipment or otherwise. The Committee reserve the right to change/amend schedule. Judges decision is final.